Terms & Conditions

Welcome to our website. These Terms of Use (hereinafter referred to as the "Terms") govern your access to and use of our website. Please read these Terms carefully before using our services. By using this website, you agree to and accept the following Terms.

1. Website Use

1.1 Lawful Use: You promise to use this website in a lawful manner and not to engage in any behavior that violates laws, regulations or these Terms.

1.2 Account Security: If you create an account, you are responsible for protecting the security of your account information, and all operations conducted through your account will be considered your actions.

1.3 Prohibited Actions: You may not use this website in the following ways:

Disseminate any content that is illegal, false, defamatory, obscene, or infringes on the rights of others.

Attempt to gain unauthorized access to our website, servers or other systems.

Use this website to perform any action that may impair its functionality, stability or security.

2. Health Insurance Products and Services

2.1 Insurance Information: All health insurance product and service information provided on this website is for reference only. The specific terms, conditions and coverage are subject to the policy contract.

2.2 Eligibility and Responsibilities: Before you apply for any health insurance product, please ensure that you meet the relevant eligibility requirements. You are responsible for ensuring that all information submitted is true, accurate and complete.

2.3 Changes and Updates: We reserve the right to update the product and service information on the website at any time and do not guarantee that all products are available in all regions. Any changes will be effective immediately and without further notice.

3. Intellectual Property

3.1 Copyright: The website and all its contents, including but not limited to text, images, graphics, logos, button icons and software, are the property of the Company or its content providers and are protected by international copyright and other intellectual property laws.

3.2 Trademarks: All trademarks, service marks and logos displayed on the website are the property of the Company or third parties. Unauthorized use of these trademarks will be considered an infringement of rights.

3.3 User Content: Any comments, feedback or suggestions you post on the website will be deemed to be automatically granted to us a non-exclusive, royalty-free, sublicensable right to use them worldwide to improve our products and services.

4. Third-party links

The website may contain links to third-party websites. We are not responsible for the content or privacy policies of these websites and are not responsible for any loss or damage arising from the use of third-party websites. You access any third-party website at your own risk.

5. Disclaimer

5.1 Content Accuracy: We make every effort to ensure the accuracy and completeness of the content of this website, but we do not make any express or implied warranties as to the timeliness, accuracy or completeness of the information.

5.2 Service Interruptions: We do not guarantee that this website will always operate normally due to technical problems, maintenance or other reasons, and we are not responsible for any losses caused by the use of this website.

6. Limitation of Liability

6.1 Indirect Damages: In no event shall we be liable for indirect, incidental, special or consequential damages arising from the use or inability to use this website.

6.2 Direct Damages: Our liability for loss or damage directly suffered by you due to the use of this website shall not exceed the total fees paid by you for the use of this website.

7. Applicable Law and Dispute Resolution

These Terms shall be governed by the laws of the United States. Any disputes arising from these Terms shall be resolved through friendly negotiations; if no agreement is reached, they shall be submitted to the local competent court for resolution.

8. Modification and Termination

8.1 Modification of Terms: We reserve the right to modify these Terms of Use at any time. The modified terms will take effect immediately upon posting, and your continued use of the Website will constitute your acceptance of the new terms.

8.2 Termination of Use: We have the right to terminate or suspend your access to the Website at any time and for any reason without further notice.